Platinum
Black
Elite
Currency of the card
AZN, USD
AZN, USD
AZN, USD
Validity
3 years
3 years
3 years
Name of the card
Platinum
Black
Elite
Type of the card
Visa Platinum
MasterCard Black Edition
MasterCard World Elite
Usage fee for the card
One-time - 100 AZN
One-time - 60 USD
Yearly - 40 AZN
Yearly - 25 USD
One-time - 250 AZN
One-time - 150 USD
Yearly - 90 AZN
Yearly - 55 USD
One-time - 1000 AZN
One-time - 600 USD
Additional card
60 AZN
35 USD
150 AZN
90 USD
600 AZN
350 USD
Penalty for the card's loss or damage
20 AZN
12 USD
20 AZN
12 USD
20 AZN
12 USD
Cash withdrawal through the ATM and POS-terminal
Platinum card provides commission-free cash withdrawal in the equivalent of a maximum 500 AZN per month. The commission is being charged at the time of the transaction and will be refunded within the first 10 days of the following month (only for the first-time transactions). Cash withdrawal deposited through the cash desk is carried out without commission.
Free up to 500 AZN
Platinum card provides commission-free cash withdrawal in the equivalent of a maximum 300 USD per month. The commission is being charged at the time of the transaction and will be refunded within the first 10 days of the following month (only for the first-time transactions). Cash withdrawal deposited through the cash desk is carried out without commission.
Free up to 300 USD
Black card provides commission-free cash withdrawal in the equivalent of a maximum 1000 AZN per month. The commission is being charged at the time of the transaction and will be refunded within the first 10 days of the following month (only for the first-time transactions). Cash withdrawal deposited through the cash desk is carried out without commission.
Free up to 1000 AZN
Black card provides commission-free cash withdrawal in the equivalent of a maximum 600 USD per month. The commission is being charged at the time of the transaction and will be refunded within the first 10 days of the following month (only for the first-time transactions). Cash withdrawal deposited through the cash desk is carried out without commission.
Free up to 600 USD
Elite card provides commission-free cash withdrawal in the equivalent of a maximum 2000 AZN per month. The commission is being charged at the time of the transaction and will be refunded within the first 10 days of the following month (only for the first-time transactions). Cash withdrawal deposited through the cash desk is carried out without commission.
Free up to 2000 AZN
Elite card provides commission-free cash withdrawal in the equivalent of a maximum 1200 USD per month. The commission is being charged at the time of the transaction and will be refunded within the first 10 days of the following month (only for the first-time transactions). Cash withdrawal deposited through the cash desk is carried out without commission.
Free up to 1200 USD
In case of over limit for free cash withdrawal via ATM and POS terminal
PASHA Bank, Kapital Bank
1%
1%
1%
On other domestic banks
1%
1%
1%
Foreign Bank’s ATMs
1.5% min 3 AZN
1.5% min 3 USD
1.5% min 3 USD
1.5% min 3 AZN
1.5% min 3 USD
1.5% min 3 USD
1.5% min 3 AZN
1.5% min 3 USD
1.5% min 3 USD
Card-to-Card through ATM
Domestic
1% (min 1 c.f.u)
1% (min 1 c.f.u)
1% (min 1 c.f.u)
Cross-border
Not applicable
Not applicable
Not applicable
Card-to-Card through Mobile App
Between your own PASHA Bank cards
0%
0%
0%
Between Miles&Smiles cards
0%
0%
0%
Other PASHA Bank cards
0%
0%
0%
Domestic (other)
1% (min 1 c.f.u)
1% (min 1 c.f.u)
1% (min 1 c.f.u)
Cross-border
Not applicable
Not applicable
Not applicable
Cash-in via money transfer/card-to-card
During the money transfer to this card products through the Mobile App by another PASHA Bank card via Card-to-Card, the sender will not be charged any commission due to this transfer.
Free
During the money transfer to this card products through the Mobile App by another PASHA Bank card via Card-to-Card, the sender will not be charged any commission due to this transfer.
Free
During the money transfer to this card products through the Mobile App by another PASHA Bank card via Card-to-Card, the sender will not be charged any commission due to this transfer.
Free
PIN Change and 3D Secure
Free
Free
Free
SMS notification (automatic connection)
Free
Free
Free
Cash-In
Free cash withdrawal limit on funds contributed to card account in branches' cash desk.
Free
Free cash withdrawal limit on funds contributed to card account in branches' cash desk.
Free
Free cash withdrawal limit on funds contributed to card account in branches' cash desk.
Free
Conversion operations from AZN to foreign currency and from foreign currency card to AZN carried out at the official exchange rate of the Central Bank of the Republic of Azerbaijan for the ability to write off the card account. The Bank does not apply conversion fees.
Commission on cash-in in different currencies
Foreign currency cash-in to AZN currency card
0%
0%
0%
Taxes and customs payments (excluding payment of GPP)
PASHA Bank POS-terminals
0.15% (min 0.5 c.f.u)
0.15% (min 0.5 c.f.u)
0.15% (min 0.5 c.f.u)
Other POS-terminals
0.2 % (min 0.5 c.f.u)
0.2 % (min 0.5 c.f.u)
0.2 % (min 0.5 c.f.u)
Administrative fines, state fees and other payments to the state budget, payments for services of budgetary organizations (excluding GPP payments)
0.5% (min 0.3 c.f.u)
0.5% (min 0.3 c.f.u)
0.5% (min 0.3 c.f.u)
“Unique” type betting games
3% (min 2.50 c.f.u)
3% (min 2.50 c.f.u)
3% (min 2.50 c.f.u)
Chargeback operation inquiry
Domestic
Free
Free
Free
International
10 AZN
10 AZN
10 AZN
Conversion operations from AZN to foreign currency and from foreign currency card to AZN are carried out at the official exchange rate of the Central Bank of the Republic of Azerbaijan on the day of write-off.
Cash exchange operations
0%
0%
0%
Technical Overdraft (annual)
0%
0%
0%
Concierge service
Free Chatbot service
Free Chatbot service
Free Chatbot and Call service
Lounge Key
Access to the more than 1000 VIP halls (2 free entrance)
Access to the more than 1000 VIP halls 10 times a year
Unlimited and free access to the more than 1000 VIP halls
The calculation of miles
According to the miles calculation instructions for Miles&Smiles cardholders
According to the miles calculation instructions for Miles&Smiles cardholders
According to the miles calculation instructions for Miles&Smiles cardholders
Additional terms
According to the miles calculation instructions for Miles&Smiles cardholders and General Terms and Conditions
According to the miles calculation instructions for Miles&Smiles cardholders and General Terms and Conditions
According to the miles calculation instructions for Miles&Smiles cardholders and General Terms and Conditions
Note: 18% VAT may be applied to some foreign transactions.